Find the Missed Micro-Utility. Build Its Giant Value.

Tool to help your startup: Tally.so

Hey y’all - Sometimes, the smallest, most overlooked utility becomes the foundation of an unshakable habit. Think about how we casually use tools like the "search bar" in every app or the "mute" button in Zoom calls these aren’t glamorous innovations, but they’ve quietly cemented themselves into our daily workflows.

Startups often obsess over building big, disruptive products the next unicorn, the next breakthrough platform. But in doing so, they sometimes miss the hidden gems: micro-utilities that solve one, laser-focused problem. The beauty of these micro-utilities lies in three things:

1. Low friction - They slip into existing workflows with almost no onboarding.
2. High frequency - Once useful, they become a reflex action for users.
3. Compound stickiness - Over time, they integrate into multiple contexts without needing a redesign.

Case in point: the “pull-to-refresh” gesture in apps. It started as a micro-feature in Twitter’s app, became a user expectation, and now exists across industries and platforms.

When you discover a micro-utility that people already “mentally” use (with messy, manual hacks), you don’t just solve a problem you standardize behavior. And in standardization lies long-term value creation.

Don’t just build for scale. Build for permanence. And sometimes, permanence starts with a feature so small, your competitors won’t even see it coming… until it’s too late.

Here’s today at a glance:

Opportunity → Invoice Splitter for Household & Dorm Budgets

Framework → “P.R.I.M.E.” for Launching Functional MVPs

Tool → Tally.so

Trend → “Invisible Productivity Tools” on Shopee/Flipkart

Quote → Your product becomes part of users’ muscle memory not a flashy acquisition.

PS - Become a member to get access to my founder membership including an engaged community, fundraising support, fireside chats and more.

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💡Opportunity: Invoice Splitter for Household & Dorm Budgets

Shared expenses — whether between flatmates, family members, or dorm friends — are a minefield of awkward reminders, forgotten IOUs, and unclear tracking. The current “solutions” range from mental math to delayed WhatsApp nudges, sometimes using a random Excel sheet buried in a group chat. Payments are delayed, misunderstandings happen, and transparency suffers.

The Gap:
Apps like Splitwise solve this for a certain demographic but feel bloated for everyday, quick-settle use cases. What’s missing is a lightweight, mobile-first, plug-and-play solution that does the heavy lifting instantly.

Opportunity:
Build an “Invoice Splitter” that:

  • Scans or uploads bills (photo/UPI group receipts)

  • Auto-detects the expense total and splits amounts based on pre-set shares

  • Sends automated prompts to each participant with a Pay Now UPI button

  • Tracks who’s paid and who hasn’t without messy group chat follow-ups

  • Offers a simple ledger view for historical transparency

Positioning:
Think Splitwise-lite but built for Indian and Asian markets where UPI, WhatsApp Pay, and QR scanning are standard. This is not about social features or debt tracking across years - it’s about frictionless settlement in hours, not weeks.

Why This Wins:
Micro-utilities thrive when they:

1. Integrate directly into daily behaviors (like paying via UPI).
2. Save mental energy (no more manual tracking).
3. Remove social awkwardness (automated, non-judgmental reminders).

A successful version of this could become the default set and forgetsplit tool for millions embedding itself deeply into the way small groups manage money.

🧠 Framework: “P.R.I.M.E.” for Launching Functional MVPs

Before writing a single line of code, test your startup idea through P.R.I.M.E. a five-point quick filter that keeps you from overbuilding:

1. Problem Clarity - Is this problem painful enough that people are already hacking together solutions? If they’re not, you might be solving for “nice to have” instead of “must have.”
2. Route to User - Can you reach the end user easily, without needing weeks of marketing spend? Early adoption thrives on proximity.
3. Implementation Speed - Can you build a working version in 72 hours or less? Not polished, not perfect - just functional enough to test.
4. Metric - Is there a clear, measurable signal that tells you whether to scale or stop? Without a signal, you’ll drown in subjective feedback.
5. Engagement Loop - Will someone need to use it repeatedly? If your tool doesn’t create repeat usage, you’re relying on novelty, not value.

If your idea scores solidly across PRIME, you have a strong candidate for a functional MVP.

Remember: The goal of PRIME is not to avoid building - it’s to avoid wasting time building the wrong thing.

🛠️ Tool: Tally.so

Use Tally to:

  • Create RSVP or shared-budget forms

  • Embed into websites, notes, or communities

  • Connect to Zapier, Airtable, Notion for tracking

  • Remove friction between request → follow-up

Sometimes all you need is a clean form to validate demand first.

📈 Trend: Invisible Productivity Tools on Shopee/Flipkart

We’re entering an era where e-commerce platforms are no longer just for buying products they’re becoming embedded productivity ecosystems.

On platforms like Shopee and Flipkart, small service providers beauty professionals, fitness coaches, home tutors are demanding lightweight business tools right where they already operate. Instead of downloading separate apps, they want native, invisible tools inside the platforms they use to sell or interact with customers.

Emerging examples include:

  • Automated WhatsApp reminders after a booking is made, reducing no-shows.

  • Instant invoice generation during live sales sessions, so customers can pay without switching apps.

  • One-tap rescheduling/cancellation flows embedded in chat or product listings.

Why this matters:

1. Zero onboarding friction Users don’t have to leave the environment they trust.

2. Higher conversion rates The fewer clicks between purchase intent and payment, the better.

3. Ecosystem lock-in The platform becomes both the storefront and the operations desk.

The opportunity is in creating micro-utilities that e-commerce giants can embed as white-label features becoming the unseen infrastructure that powers millions of micro-businesses.

The future of productivity tools might not be visible at all they’ll be invisible, embedded, and unavoidable.

💬 Quote: Paul Graham

“Do things that don’t scale until scaling becomes inevitable.”

- Paul Graham

Paul Graham’s advice is a reminder that early-stage growth is rarely about automation. It’s about manual excellence talking to every user, hand-onboarding them, personally troubleshooting their issues.

These “non-scalable” actions create something automation can’t: trust and deep insight. When you manually solve problems for early adopters, you see patterns faster, refine your product sooner, and win loyalty that no competitor can instantly replicate.

The irony is that the better you do the unsalable work, the sooner you earn the right to scale because you’ve built something people actually want, not just something you hope they will.

Scaling too early builds a machine for delivering mediocrity. Doing the work by hand builds the blueprint for excellence.